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Personal Finance

Juggling Retirement and College Savings

Most parents want to pay for their children’s college education, or at the very least help pay for college. While it would be great for your children to be able to start like after college without student loans to pay off, the cost to parents may be too high. The …

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Permanent Term Life Insurance – Get Real

There is no such thing as permanent term life insurance. You either buy permanent life insurance or you buy term life insurance. Term life insurance is not permanent because a term is set at the time you buy it starting at ten years and going on up to thirty years. …

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The Fight Against Fraud Knows No Border

Canada and the United States share similar cultures, enthusiasm for sports and a common border. Unfortunately, the border is proving to be no barrier to fraud schemes that target victims in both countries. Armed with the Internet and cell phones, con artists target victims-many of them older Americans-in these cross-border …

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Can You Be Sued For Credit Card Debts

People often ask can you be sued for credit card debts and the short answer is yes you can. You owe this money and you need to repay it or your creditors will take action against you. But the good news is that there are various laws and regulations in …

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The ABCs Of Getting Out Of Debt

Getting out of debt isn’t easy, but getting started on the process is. The amounts you owe may seem too big for you to ever pay off and so you feel frozen, as though you don’t know where to begin. Luckily, there are some easy, basic steps that will help …

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Getting Out Of Debt Quick

While it may seem like getting out of debt quick is impossible, the process doesn’t have to take forever. There are some simple, straightforward steps you can take to make the process go as fast as possible. When you’re taking these steps, it may seem like a long, slow slog …

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10 Quick Tips To Save Money

Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that. To provide 10 quick …

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Instant Access Savings Account

When it comes to savings accounts you do have several choices. You can opt for a longer term higher interest rate savings vehicle, such as a CD. Or you can go for the traditional instant access savings account which will allow you the most flexibility when accessing your money but …

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The Cost Of Talking

With so many companies offering “the lowest call rates, and the best service” who do you believe and are there any additional costs hidden in the small print? Do they all give per second billing by email, full cost analysis, discounted BT line rental and personal account managers? On mobiles …

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